Loan Processor

• Review credit applications and credit reports for accuracy and compliance with banking regulations.
• Prepare early disclosures that are required by banking regulations.
• Order title searches, appraisals/evaluations and surveys.
• Prepare documentation for all new Real Estate loans, to include modifications and extensions utilizing the Bank’s internal software and the Bank’s Attorneys.
• Book loans on the Bank’s system and prepare general ledger tickets for funding.
• Review approved loan packages and Loan Officer worksheets for completeness and compliance with Bank policy, procedures and guidelines.
• Coordinate with Bank Attorneys the terms and interest rates for loans.
• Communicate any deficiencies or exceptions to Loan Officers and/or Lending Assistants and assist with the corrections.
• Primary contact for loan documentation related questions for all Bank personnel.
• Prior to closings ensure collateral insurance is sufficient.
• Coordinate closings with Title Company and Attorneys.
• Prepare and update Pipeline reports on a daily basis and distribute weekly.
• Provides pay offs as needed.
• Request release of liens from Bank Attorneys as needed.
• Input and track customer’s financial information.
• Preparation of HMDA packages when required.
• Stay abreast of changes in Bank procedures and policies as well as banking regulations.

Education and Special Requirements

• High school diploma or equivalent required.
• 3 years of Real Estate loan processing experience.
• Strong decision making and organizational skills with attention to detail
• Ability to handle heavy volumes of work under pressure in a deadline driven environment.
• Proficient multi-tasking and prioritizing skills.
• This job requires skills needed in a typical office environment. This includes computer skills, typing and ten key skills, as well as utilization of office equipment.
• Typical work hours 8 to 5 with occasional overtime.
• Must be willing to travel 3 times a week to the Houston Banking and Operations Center